Insurance Claims Information

Water & Flood Damage Insurance Claims in Orange County, CA

Insurance Claims Information

Your insurance policy is a contract between you and the insurance company. It entitles you to certain rights and imposes certain obligations.

As certified professional restoration contractors, we believe that the better informed you are about the policy you have purchased, the better choices you will make when disaster strikes.

The standard Homeowners policy generally contains the same provisions throughout the United States and Canada. Here are some facts to consider.

  1. You may take, and be fully compensated for, the costs of emergency steps to safeguard your property from further damage. In fact, you have an obligation to do so under the terms of your policy. The insurance company may not be liable for additional expenses if you fail to provide such protection.
  2. If you have secured adequate coverage, you are entitled to be paid for the fair cost of fully restoring your home to its pre-loss condition. However, you are not insured for the repairs of unrelated problems, code deficiencies, or prior damage.
  3. You are entitled to employ and should insist on a fully licensed repair firm of good reputation. However, if you do not choose to employ such a firm, the consequences and liability for any injury, damage, or other action may rest with you.
  4. Repair rates should correspond to the prevailing standards in your area for work of good quality.
  5. You are entitled to receive payment from the insurance company within the time specified by the policy and your state insurance regulations, which are designed to prevent insurance companies from using delay and personal hardship to compel a lower settlement. However, the policy also has time requirements for the policy holder, within which you must prepare and submit your claim. Ask your adjuster or agent about these at the outset, so that you can be in compliance.

Since you are the policy holder, only you can demand that your insurance company live up to its obligations under the policy. As professional restoration contractors, we recommend that you do so out of a strong conviction that fair dealing, good workmanship and ethical business practices benefit the insurance industry just as the benefit the public at large.

Contact Gregory Restoration for all your property damage repair problems. We specialize in water damage repairmold removal, and home damage repair in Orange County, California.

Gregory Restoration serves the following cities within Orange County, CA

Aliso Viejo, Anaheim, Anaheim Hills, Balboa Island, Buena Park, Brea, Capistrano Beach, Corona Del Mar, Costa Mesa, Coto De Caza, Dana Point, Dove Canyon, Emerald Bay, Foothill Ranch, Fountain Valley, Huntington Beach, Irvine, Ladera Ranch, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Las Flores, Mission Viejo, Monarch Beach, Newport Beach, Newport Coast, Orange, Orange County, Portola Hills, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Trabuco Canyon, Tustin, Tustin Ranch, Villa Park, Westminster, Yorba Linda

 

 

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Customer Reviews

"These guys really did an incredible job … thank you very much!"
Dave Collins, Mission Viejo

Gregory Restoration

32240 Paseo Adelanto #B1
San Juan Capistrano 92675
Phone: 949-366-1930

Monday8:00 AM - 6:00 PM
Tuesday8:00 AM - 6:00 PM
Wednesday8:00 AM - 6:00 PM
Thursday8:00 AM - 6:00 PM
Friday8:00 AM - 6:00 PM
Saturday9:00 AM - 4:00 PM
Sunday9:00 AM - 4:00 PM